The directory
Factoring, load board & broker directory
Fees, advance rates, pay times and contract terms, each with its source.
Free directory: 39 factoring companies, load boards and brokers with published fees and pay times. Every entry shows its source and a status label — Verified means read from the company's own page; Unverified means a third-party or affiliate-style site; Placeholder means not yet researched. No company paid to be listed. Last updated: October 2026.
Factoring companies
17 listedUnverified (third-party, affiliate-style)- Fees / price
- 1-3% (review site); 3-4% (SmallFleetHQ)
- Pay time
- 24/7/365 funding
- Advance
- up to 96%
- Recourse
- Both (true non-recourse)
- Contract
- Month-to-month, no minimums
- Reviews
- Trustpilot 4.5/5 (330); Google 4.7/5 (1,390+); BBB A+ per review site
Unverified- Fees / price
- 1.5-5% (third-party); Fuel card ~$0.25/gal (third-party)
- Pay time
- Same day
- Advance
- up to 97% (third-party)
- Recourse
- Non-recourse most plans (third-party)
- Contract
- 12-24 mo; ETF ~2% avg monthly volume yr1 (third-party)
Unverified- Fees / price
- 1.5-4% (third-party)
- Pay time
- 24h
- Advance
- 90-95%
- Recourse
- Both
- Contract
- 12-mo typical
Partly verified (terms from company page); rates unverified- Fees / price
- 1-5% (Dispatched) / 1.5-3.5% (SmallFleetHQ); No volume minimums (Apex page)
- Pay time
- Minutes (blynk)
- Advance
- up to 100%
- Recourse
- Both
- Contract
- No long-term contracts (Apex page via index); Dispatched says 12-mo auto-renew - conflicting
- Reviews
- SmallFleetHQ rating 4.6/5 (site's own score)
Unverified; company publishes nothing- Fees / price
- 2-4% (third-party)
- Pay time
- Same day
- Advance
- up to 97% (third-party)
- Recourse
- Yes
- Contract
- Auto-renew; 90-120 day cancel window reported by Trustpilot reviewers (third-party summary)
- Reviews
- Comparison site rated 1.5/5; reviewers cite auto-renewal
Unverified- Fees / price
- 1.95-4.5% (Dispatched) / 1-3.5% (SmallFleetHQ); Fuel ~20c/gal (third-party)
- Pay time
- ~1 hour
- Advance
- up to 100%
- Recourse
- Both
- Contract
- Varies
- Reviews
- SmallFleetHQ 4.2/5 (site score)
Unverified- Fees / price
- 1.5-4%
- Pay time
- 24h
- Advance
- 90%
- Recourse
- Recourse
- Contract
- No minimum
Unverified- Fees / price
- 2-5%
- Pay time
- Not listed
- Contract
- Short-term contracts
Verified (company page via index, read 2026-07-29)- Fees / price
- Negotiable, max 3.24% (company page)
- Pay time
- Not listed
- Advance
- up to 100%, no reserve
- Contract
- No long-term commitment (first 90 days)
- Reviews
- SmallFleetHQ 4.5/5 (site score)
Company publishes nothing- Fees / price
- Not published
- Pay time
- Not listed
Company publishes nothing- Fees / price
- Not published
- Pay time
- Not listed
Unverified- Fees / price
- 0.90-3.50% (quote-based range); Free broker credit checks
- Pay time
- Same-day target
- Advance
- up to 100%
- Contract
- 6-month standard term
- Reviews
- SmallFleetHQ 4.3/5 (site score)
Unverified- Fees / price
- 1.2-3%
- Pay time
- Same-day
- Advance
- 90-95%
- Recourse
- Recourse default
- Contract
- 12-mo
Unverified- Fees / price
- 3.25%+; Fuel via WEX
- Pay time
- 24h
- Advance
- 95%
- Recourse
- Recourse default
- Contract
- Cancel anytime
- Reviews
- Dispatched: large gap between headline and effective rate
Verified (company page; 'estimated rates')- Fees / price
- Est. 1.5% CHR loads / 2.5% other loads
- Pay time
- 1-3 days; minutes w/ LoadPay
Unverified - check DAT page- Fees / price
- Published rates + Rate Match Guarantee (figure not captured)
- Pay time
- Not listed
Example rate, not publicly verified- Fees / price
- Around 2% (example rate, not a published WEX price)
- Pay time
- Not listed
- Reviews
- Other terms not listed
- Sources
- Example rate only
Load boards
8 listedVerified (company page)- Fees / price
- $59 Standard / $149 Enhanced / $169 Pro / $259 Select (3+ trucks) / $339 Office (10+); Broker credit + days-to-pay via Ansonia on paid tiers
- Pay time
- Not listed
- Contract
- Monthly
Verified (company page)- Fees / price
- $42 Basic / $135 Advanced / $159 Pro per user; $42 non-refundable app fee (credited if approved). Flatbed tiers $109-$369
- Pay time
- Not listed
- Contract
- Monthly
Unverified (third-party)- Fees / price
- $39 / $59 / $79; Credit scores on Premium
- Pay time
- Not listed
- Contract
- Monthly; 10-day free trial
Unverified- Fees / price
- Free tier; $29.99 Essential / $49.99 Preferred (site; app pricing differs)
- Pay time
- Not listed
Unverified - sources conflict- Fees / price
- $39 / $49 / $69 (one source); another says not published
- Pay time
- Not listed
- Contract
- 15 days for $1
Unverified- Fees / price
- No subscription; upfront rates
- Pay time
- Instant Pay ~2% same day (third-party)
Unverified- Fees / price
- No subscription; posted rates
- Pay time
- Not listed
PLACEHOLDER / not yet researched — Not researched- Fees / price
- Not listed
- Pay time
- Not listed
- Sources
- Not listed
Brokers
14 listedVerified (company page)- Fees / price
- Not listed
- Pay time
- Standard 28 days free; Quick Pay ~2 business days for 2%; cash advance up to 60%
Verified (TQL rate confirmation + FAQ quoted)- Fees / price
- Not listed
- Pay time
- Standard 28 days; 1-day pay 5%; 7-day pay 3%
- Reviews
- TQL carrier app 3.53 (30 reviews) per TruckMyApps
Unverified (third-party quoting JBH)- Fees / price
- Not listed
- Pay time
- Standard 21 business days; free quick pay if qualified
Unverified- Fees / price
- Not listed
- Pay time
- Pay2Day 2-day settlement (fee not stated)
- Reviews
- Landstar brokerage cut 40K approved carriers (Overdrive)
Unverified- Fees / price
- Not listed
- Pay time
- QuickPay ~2%/2 days (third-party table)
Unverified- Fees / price
- Not listed
- Pay time
- No published terms
Unverified- Fees / price
- Not listed
- Pay time
- No published terms; ~1.5%/3 days per one third-party table
Unverified- Fees / price
- Not listed
- Pay time
- Instant Pay ~2% same day (third-party)
PLACEHOLDER / not yet researched — Not researched- Fees / price
- Not listed
- Pay time
- Not listed
- Sources
- Not listed
PLACEHOLDER / not yet researched — Not researched- Fees / price
- Not listed
- Pay time
- Not listed
- Sources
- Not listed
PLACEHOLDER / not yet researched — Placeholder - Nayit to add brokers he uses- Fees / price
- Not listed
- Pay time
- Not listed
- Sources
- Not listed
PLACEHOLDER / not yet researched — Not researched- Fees / price
- Not listed
- Pay time
- Not listed
- Sources
- Not listed
PLACEHOLDER / not yet researched — Not researched- Fees / price
- Not listed
- Pay time
- Not listed
- Sources
- Not listed
Convoy successor (Flock Freight / DAT Convoy)
Broker
PLACEHOLDER / not yet researched — Not researched- Fees / price
- Not listed
- Pay time
- Not listed
- Sources
- Not listed
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